Category: Budgeting & Thrifty

Creating a Family Adventures Jar

I don’t know about you, but my kids have got a lot of ‘stuff’. More ‘stuff’ than they know what to do with, and more ‘stuff’ than even sees the light of day. Which is why this year for Christmas, I’ll be creating a Family Adventures Jar. It’s a present …

Stop Right There! You’re Almost Definitely Over-Spending On…

You work darned hard for your money. You stay behind late, you put in overtime, you shoulder extra responsibilities because that’s just the sort of person you are. Yet, for all your efforts it never seems as if there’s enough cash in the household. There’s no doubt about it, as …

4 Ways to Keep Your Family Fed and Your Finances in Check Over Winter

Many families in the UK are having to decide between heating their homes or making a meal. This shocking statistic has been revealed in a survey by prepaid MasterCard experts, icount. Higher heating and energy bills during the winter period has resulted in many of the UK’s population waiting to …

Money Saving Diary Challenge

I have been challenged by Scottish Friendly to take part in their Money Saving Diary Challenge, and it’s definitely one for me. As you may have read here recently, we have just booked a holiday to Walt Disney World next summer so we are all about saving at the moment! …

4 Tips For Selling Furniture Online

It can be tempting to go down to the dump with your unwanted furniture, but giving it a new home could be an easy way to prevent throwing it away and even make some extra cash. The trend of upcycling furniture is still going strong, so even if the condition …

6 Ways to Improve Your Credit Score

Now that the fun of Christmas is becoming a distant memory, the treat that we have to look forward to this month is the credit card bill! I don’t know about you, but we tend to put a little away each month throughout the year towards Christmas, though we do …

How To Own A Vehicle On A Budget

It’s amazing how the importance of a car really does set in when you have a family. Self-indulgence goes completely out the window more often than not, and it all becomes about practicality and cost efficiency. The latter is particularly important given how expensive cars are to run. Often in …

Our Big Savings Goal

We have a goal. A big savings goal, and we are squirrelling away funds here and there to help with it. We have the smaller aims, as we always have a Christmas savings account running, and then we have the savings for the home projects that pop up throughout the …

A Letter to My Children on Managing Money

My children are a long way off managing their own money. They have got both savings accounts and long-term savings plans, that were set up for each of them within a couple of weeks of their births. I’m pleased we’ve sorted those for them, as by starting really early, small …

Free Pizza, Anyone?

The title of this post has two of my favourite things in it – ‘free’ and ‘pizza’! As regular readers will know, I do like to make our money work hard for us here, so I am always on the lookout for fresh offers and deals that we can enjoy that do …

3 Ways to Earn While You Spend

If I’m shopping and buying things, I want to be making some money, too. I’m pretty greedy that way! Here are the top 3 ways that I do this.. 1. I like retailer reward cards for points and vouchers, and have a fair few loyalty cards. I redeem them regularly to make …

TSB Plus Account

As I’ve mentioned before, I used to work in financial services. We advised on mortgages, savings, current accounts, loans and insurances, so I covered the full range, really. It’s given me an appreciation of where I’m best to place money, save money and spend it. It taught me to prioritise paying …

#MySaverStory

Today I’m joining in with Natwest’s #MySaverStory campaign, as they promote their fairer savings policy. It has been interesting to write, as it has really made me stop and think about my savings goals over time. So I’ll take you on my savings journey, from when I first earned my own …

Save Money ‘Energy Shopping’

I do like to get the best deals that I can around here, as I’m sure you know. Shopping around for the best offers on anything from a present for the kids or a family holiday, to finding the best savings accounts and insurances, it’s all worth it and I …

Tips for Managing a Household Budget

As regular readers will know, I come from a background in mortgages and finance, and with it becoming increasingly difficult to save any pennies up for a deposit on a home, I’m sharing a few tips on managing your budget that should stand you in good stead for when the …

Christmas Offers at Kidstart

As I mentioned a couple of weeks back, I’m now working with Kidstart, so will be bringing you news of any offers that can help you put a few more pounds into the bank. Kidstart is really easy to use, free to sign up to, and basically adds money into your …

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